I have been a local Home Mortgage Consultant for over 20 years and pride myself on providing excellent service!   I am so happy here at Caliber Home Loans for several reasons but most importantly because I have the ability to provide my clients a POSITIVE experience!  My dedication to returning calls promptly and keeping you informed throughout the process  insures you know I care about helping you get into your new home.

Caliber Home Loans is a full service lender,  so we fund and service our loans.   We offer a full range of programs from Conventional, FHA, VA, USDA,  and Jumbo.  Caliber Home Loans provides me with the support and technology I need to assist clients navigate this new regulatory mortgage market.  Here are some of the unique Programs we offer:

• 203k rehab loans and Homestyle renovation loans
• 203k rehab loans and Homestyle Renovation loans
• 97% loan to value with no Mortgage Insurance
• Non-warrantable Condo Loan
• NC Advantage
• Mortgage Credit Certificates
• Loans for clients with up to 20 financed properties
• 95% loan to value jumbo loans with no mortgage insurance
• Asset Dissipation Qualification – a factor to use assets as an income
• Community Loans – more lenient conventional program for low to moderate income
• Non Traditional Credit for no credit scores
• Credit Scores 580-620 (conditions apply)
• Extended Lock rates with a float down option
• Lock and Shop rate to lock prior to finding a home
• Fresh Start Program for more recent foreclosures and short sales
• Home  Owner’s Access- for conventional loans with higher debt ratios or lower credit scores
• Manufactured Housing Loan options  – FHA, VA, and conventional
• Repair escrow Hold-backs for minor repairs